Josh arranged for our mortgage, and we consider ourselves so lucky that we chose him. He was 100% responsive, followed up on every question we had immediately, and led us through the loan process in a very calm and capable manner. Josh makes himself available at all times, and made sure we were comfortable with each phase of our application and subsequent loan. He was very knowledgeable, helpful, and generous in spirit with all of his clients, not just us. We would recommend him highly!