As a Veteran, you may find yourself in one of the following situations: You need to purchase a new home for you and your family. You need to refinance your existing home to lower your mortgage payments and ease financial burdens. You need extra cash to pay off debts, medical bills, education costs, etc. You were injured in the line of duty and now need to modify your home to accommodate your disability and increase your quality of life.
VA home loans are guaranteed by the U.S. Department of Veterans Affairs. The VA helps service members, Veterans and eligible surviving spouses become homeowners. As part of their mission to serve you, they provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain or adapt a home for your personal occupancy.
No matter what your situation is, iServe residential lending wants to help you with your home goals. Our VA Home Loan Program offers advanced benefits, compared to most lenders, enabling you to take full advantage of all the VA mortgage loan program has to offer.
Why use a VA Home Loan?
VA guaranteed purchase loans may help you purchase a home at a competitive interest rate often without requiring a down payment or private mortgage insurance. VA refinance loans can be used to replace your high interest or variable rate mortgage with a lower fixed rate mortgage. VA cash out refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements.Interest Rate Reduction Refinance Loan (IRRRL), also called the Streamline Refinance Loan, can help you obtain a lower interest rate by refinancing your existing VA loan.
Who qualifies for a VA Mortgage Loan?
What are the benefits of a VA Home Loan?
What properties qualify?
The iServe VA Home Loan Program